Life is a game of inches. I heard some version of this a lot as a kid watching Cincinnati Reds baseball with my dad.  Nevermind the fact that watching Reds baseball during that era was (and…

Simon Sinek, famous author and motivational speaker, has coined the term, ‘The Infinite Game’.  He won the internet lottery a decade ago with this speech that went viral and his fame has only grown.  I highly suggest…

None of us are independent. Last November, I wrote the following: “A young person is dependent on the financial resources of parents.  A gainfully employed person is dependent on a company to pay their wage and to maintain…

1.Should we sell now and get back in when the dust settles? This is perfectly understandable.  Until you’re staring down the barrel of your retirement and watching your life’s work dwindle in a matter of days/weeks,…

While on the phone Monday, a concerned client developed his own analogy during the steep market decline. He’s in wealth accumulation and will likely save close to $100,000 this year, so his lens of a market…

Social psychologists reference the “Boomerang Effect” as a reaction to being persuaded.  When we “boomerang”, we do the opposite of what we are being persuaded to do – this reaction helps us feel like we’re taking…

This is the time of year when the locker rooms at the gym are a little less crowded, the change from wine to nighttime tea switches back to wine, and the morning meal preparation for the…

Sacrificing now for the future is a conundrum of personal finance.  The act of delaying happiness seems antithetical to being in the moment. Saving more money now, should lead to more fun and more financial freedom…