Most of what we accomplish is not from anything drastic that we do. There might be moments or milestones that feel drastic: graduations, marriages, child births, promotions, windfalls, retirement.  These are largely a result, though, of a bunch of boring behaviors.  For most of us, we can probably reflect on milestone moments, and see the…

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Freedom. What is freedom? Time.  Hours in a day and years in a life grant the opportunity to generate more income and/or enjoy ourselves.  Time allows for money to grow, relationships to blossom, and careers to flourish.  Compounding interest, the Eighth Wonder of the World, requires time.  The application of compounding interest is so broad…

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There are very few, if any, ‘right’ decisions. We don’t like admitting this because, darn it, what separates my success from your success?  It better be my right decisions and effort. As we scurry around collecting data (which is infinite in nearly every direction) to make major decisions – ultimately what we do is make…

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The best teachers make us feel impatient, frustrated, dumbfounded, scared, or greedy. These emotions are the curriculum for personal growth and peace. Allowing ourselves to not try to outthink, outsmart, out do these feelings is about as counter intuitive as it gets, yet where the gold lies. This is the grading system: how little muscle…

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George Kinder is thought of as an “advisor to advisors” in financial services.  He’s made a name teaching advisors how to discover what’s really important to people.  He uses three main questions to ‘cut to the chase’ – the last of which I’ll answer for myself below.  Maybe you could do the same for yourself.…

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Optimism is sometimes misunderstood. The optimist is often lumped into being overly hopeful or naïve.  In comparison, I’ve even noticed that criticism, or certain forms of pessimism, are fashionable – almost like it’s and indication of strong intellect.  Usually under the guise of “rational” or “realist”. While it might sound like semantics, I think there’s…

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Happy Marriage I don’t mean everyday is Valentine’s Day.  And, I don’t mean that you need to even share the same vision financially – although it helps.  My observation is that the deal-breaker for wealth accumulation/preservation is spite.  As long as each person feels supported in their endeavors, encouraged, and heard – time will play…

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There’s a human temptation to one-up people.  To be better than.  To win or be right.  Travel down the spectrum and we might meet domination, or always right, always winning.  There is no shortage of current and historical examples in sports, business, and global politics. We might contrast domination to the idea of longevity: where…

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Spoiler: this is not a traditional market prediction. There’s a distinct difference between believing in something and having faith in something.  This is an age-old topic, but I think it’s particularly relevant now. Belief is where we grasp during times of uncertainty.  Belief is what we hold onto to bridge the gap between something we…

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Making a difference – or having an impact – seems to be very popular language in younger generations. I’ve become convinced this is not just a “younger” person thing, though. The desire to make a difference is far reaching because, at its core, is the desire for recognition or the desire to not feel pointless. …

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