Fill Up That Tax Bracket for Uncle Sam (And You)
We all have a silent business partner. His name is Uncle Sam. He requests that you buy him out before you take your money home. He gets a bad rap, but he’s not a bad guy. …
Read MoreBe Wary of the Expert
If only I could take credit for this recent Tweet by an industry colleague: Me: Oh, that’s interesting. I’m not familiar with that designation. What’s it stand for? Other finance dude: Ummmmm, I don’t really remember. …
Read More$1,000 Decisions vs $100,000 Decisions
$1,000 decisions are important. Managing your cash flow is important. If ignored, they can add up to much larger concerns. $100,000 decisions are even more important. Because they are often less obvious, more abstract, beyond conventional…
Read MoreLong Mortgage? Anyone?
In the last 12-18 months, I’ve fielded a lot of questions about mortgages and how they tie into your financial plan. There seems to be a knee jerk reaction that not carrying a mortgage is your…
Read MoreDancing with Your Fear and Greed
In Q3, we typically revisit our client’s risk tolerance. This year, that review seemed particularly applicable given the volatility we saw in the months of July and August. I was curious what sort of responses we’d…
Read MoreMy Investment Rules of Thumb
Transportation/Destination first Your financial plan represents your transportation and destination(s), while your investment portfolio (among other items) are your fuel. Most importantly, your plan is determined before you fuel the airplane. Otherwise, our investment selection is…
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